Credit Union Mission

The mission of a credit union is to provide and promote the use of a variety of financial services that feature particular benefits and advantages over those generally available from other banking sources, with the specific intent of helping our members gain personal financial success.

Our Mission Statement is: "We take care of the membership one member at a time!"

Benefits of Membership

Founded on the basic democratic premise of the cooperative movement, credit unions believe that access to low-cost financial services is critical to the health and stability of ordinary citizens. In fact, nearly 80 million Americans trust that their credit union will provide the services to improve their financial well-being. Credit union membership offers many benefits. Services offered range from simple savings to home mortgage financing and equity loans. Study after study has revealed that, on average, credit unions provide the best financial offerings with fewer fees, lower rates on loans, and higher rates on savings. And credit unions continually score higher than all other financial institutions in consumer satisfaction surveys. Credit unions strive to deliver the best possible service to their most important asset -- their members.

A recent survey by Arthur Anderson concluded that 56% of respondents considered credit union services as the third most desired employee benefit, with tuition reimbursement (82%) and vision care (67%) in the top two places.

What is a Credit Union?

A credit union is a cooperative financial institution owned and controlled by the people who use its services. These people are members. Credit unions serve groups that share something in common, such as where they work, live, or go to church.

Credit unions are not-for-profit organizations that exist to provide a safe, convenient place for members to save money and get loans at reasonable rates. Credit unions, like other financial institutions, are closely regulated, and they operate in a very prudent manner. The National Credit Union Share Insurance Fund, administered by the National Credit Union Administration, an agency of the federal government, insures deposits of credit union members at more than 10,000 federal and state-chartered credit unions nationwide. Deposits are insured up to $250,000.

What makes a credit union different from a bank or savings and loan? Like credit unions, these financial institutions accept deposits and make loans, but unlike credit unions, they are in business to make a profit. Banks and savings and loans are owned by groups of stockholders whose interests include earning a healthy return on their investments.

Board of Directors

Jason Chretien, Chairman
Katie Ricca, Supervisory Committee Chair
Darnel Mercadel, Director
Wanda Talton, Director
Ericka Dupclay, Director

Staff

CEO - Willie Hendricks
VP of Operations - Deva Aguillard
VP of Administration - Tiffany Thornton
Loan Officer - Warrenita Clincy
Loan Officer - Samara Mercadel
Bookkeeper - Michele Dixon
MSR - Caroline Malbroue
MSR - Romisha Morris